Terms of Service

Last updated: February 2026

1. Acceptance of Terms

By accessing and using the Branava Inc website at bran-ava.com ("Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you should not use this Site.

2. Description of Services

Branava Inc is a direct business lender providing funding solutions to businesses across the United States. Our services include revenue-based financing, business term loans, and lines of credit. All funding is subject to approval and underwriting criteria.

3. Eligibility

To use our services, you must be at least 18 years of age and have the legal authority to enter into binding agreements. By submitting an application, you represent that all information provided is accurate and complete.

4. Application Process

Submitting an application through our website does not guarantee funding approval. All applications are subject to review, verification, and underwriting. Branava Inc reserves the right to approve or deny any application at its sole discretion.

5. SMS/Text Messaging Terms

By opting in to SMS communications from Branava Inc, you consent to receive text messages sent using an automatic telephone dialing system (ATDS) to the phone number you provide. Messages may relate to your funding inquiry, application updates, and related business lending services.

Message Frequency: Message frequency varies depending on your interactions and application status.

Message and Data Rates: Standard message and data rates may apply depending on your mobile carrier and plan.

Opt-Out: You may opt out at any time by replying STOP to any message. You will receive a confirmation and no further messages will be sent.

Help: For assistance, reply HELP to any message or email us at michele@bran-ava.com.

Consent is NOT a condition of purchase. You are not required to consent to SMS messaging as a condition of purchasing any goods or services from Branava Inc.

6. Intellectual Property

All content on this Site, including text, graphics, logos, and software, is the property of Branava Inc or its licensors and is protected by copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

7. Limitation of Liability

To the fullest extent permitted by law, Branava Inc shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or our services. Our total liability shall not exceed the amount paid by you, if any, for accessing the Site.

8. Disclaimers

The information on this Site is provided "as is" without warranties of any kind, either express or implied. Branava Inc does not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, without regard to its conflict of law provisions.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective when posted on this page. Your continued use of the Site after any modifications constitutes your acceptance of the updated Terms.

11. Contact Us

If you have questions about these Terms of Service, please contact us at:

Branava Inc
446 Boston Rd, Billerica, MA 01821
Email: michele@bran-ava.com